Friday, March 11, 2022
Monday, March 2, 2020
Saturday, February 23, 2019
Sunday, January 28, 2018
Monday, June 13, 2016
Monday, June 24, 2013
Tuesday, April 16, 2013
2013 FHOUA Meeting
We had 45 attendees at our Annual FHOUA meeting held in Phoenix this year. After a buffet lunch, we recognized our sponsoring vendors and conducted our business meeting. And then we had an excellent discussion amongst the Fraternal Underwriters, Reinsurers, and other industry experts.
THANKS to outgoing FHOUA President Kim Read of Teachers Life!
Wednesday, January 9, 2013
Thanks to our 2012 Sponsors!
A big THANKS to our 2012 Sponsors!
-Hooper Holmes Portamedic / Heritage Labs
-Optimum Re
-ExamOne
-MRS
-GenRe
-Clinical Reference Lab
-APPS
-EMSI
-MIB
-Superior Mobile Medics
We appreciate your support of our Fraternal Underwriting Association!
-Hooper Holmes Portamedic / Heritage Labs
-Optimum Re
-ExamOne
-MRS
-GenRe
-Clinical Reference Lab
-APPS
-EMSI
-MIB
-Superior Mobile Medics
We appreciate your support of our Fraternal Underwriting Association!
Tuesday, January 8, 2013
Annual FHOUA Meeting Wed. April 10, 2013
The annual FHOUA meeting will be held Wed. April 10, 2013 following the AHOU meeting in Phoenix.
Please note that this is a change from previous years. In the past, our meeting was held on Thursday morning.
This year, we will meet on Wednesday afternoon, immediately following the completion of the AHOU Conference.
Additional details will be provided shortly after the New Year.
Please note that this is a change from previous years. In the past, our meeting was held on Thursday morning.
This year, we will meet on Wednesday afternoon, immediately following the completion of the AHOU Conference.
Additional details will be provided shortly after the New Year.
FHOUA Officers for 2013
FHOUA officers are:
President - Kim Read kread@teacherslife.com
Vice-President - Deb Wesenberg deb.wesenberg@royalneighbors.org
Secretary - Mike Wnek MWnek@sofn.com
We hope to see you at AHOU in Phoenix this April!
President - Kim Read kread@teacherslife.com
Vice-President - Deb Wesenberg deb.wesenberg@royalneighbors.org
Secretary - Mike Wnek MWnek@sofn.com
We hope to see you at AHOU in Phoenix this April!
Wednesday, July 25, 2012
Congrats to John K !
Former FHOUA President John J. Kielczewski has been named President of CSA Fraternal Life. http://csafraternallife.org/
John with Janet Palmer at the AHOU Expo this past May
John with Janet Palmer at the AHOU Expo this past May
Tuesday, May 29, 2012
Saturday, May 5, 2012
FHOUA Booth at 2012 AHOU Expo in Orlando
We had our first FHOUA booth in 2010 and have improved it every year. In 2012 - thanks to Kim Read of Teachers Life - we added a nice banner to the booth.
Thursday, April 29, 2010
Congratulations to Phil Tschumperlin!
2010 Sponsors Honor Roll
The generous hosting of various functions by some of our industry service providers has been a feature of the FHOUA since the early days. These companies have supported us not only financially, but with their expertise on timely issues and updates on products and services. We value and appreciate the commitment of all our sponsors throughout the years.
2010 Sponsors Honor Roll
Heritage Labs
Hooper Holmes / Portamedic
Optimum Re
ExamOne
MRS
GenRe
OraSURE
Clinical Reference Lab
APPS
EMSI
MIB
Thank you for your support!
2010 Sponsors Honor Roll
Heritage Labs
Hooper Holmes / Portamedic
Optimum Re
ExamOne
MRS
GenRe
OraSURE
Clinical Reference Lab
APPS
EMSI
MIB
Thank you for your support!
History of the Fraternal Home Office Underwriters Association (FHOUA)
Sharon Marble started it all in 1985. At that time Sharon was Director of Underwriting at Royal Neighbors of America. She was aware that the Farm Bureau organization had a practice of holding a meeting of their underwriters immediately following the IHOU. Sharon reasoned that the fraternal underwriters in attendance at an IHOU meeting would also benefit from getting together.
A meeting for fraternal societies would encourage:
· Professionalism
· Respect for underwriters working in fraternal societies
· More fraternal underwriter participation in the IHOU meetings
· Camaraderie
· Networking
· Discussion of the special problems of fraternals
It seemed clear that such a gathering would advance the cause of fraternal underwriting. So, Sharon picked up the telephone and placed calls to several fraternal societies, asking if they would be interested in joining such a group. Having received considerable encouragement, she then wrote to all the fraternals, informing them a meeting would be held following the 1985 IHOU convention in Dallas, Texas, A total of twenty fraternal societies were represented at the first meeting.
In 1987, a small group consisting of Del Hoeffner, Jim Lee, Sharon Marble, Larry Martin, and a few others concluded that the group should become official, elect officers, and draw up by-laws. A list of five articles was developed, covering purpose, officers, membership, meeting and amendments.
The group started meeting for dinner on Wednesday evening. The official business meeting started with a breakfast on Thursday morning. In 1998, the Wednesday dinner was changed to a Wednesday lunch, with Wednesday evening open. The meeting reconvened Thursday morning lasting until noon. Our attempt to extend the meeting until 2:00 p.m. found many leaving at noon anyway, so the adjourning time was cut back again to noon.
The usual format of meetings of the Fraternal Home Office Underwriters is an informal question and answer period. Although we discuss important issues and facts of life underwriting, we avoid all activities, which could or might appear to violate antitrust laws. We avoid discussing pricing, ratings, or proposing any business actions regarding individual applicants for insurance. The purpose of our association, as stated in the by-laws, “is to stimulate the thinking and increase the knowledge of members, and not to formulate or recommend any underwriting procedures or practice.”
Notes of the discussion have been circulated each year, and in 1991, the first directory was printed and distributed.
The life insurance industry in general and fraternal societies in particular have taken many a turn since the FHOUA was founded. And no one doubts that changes will come at an even faster pace in the years to come. The existence of an organization like the Fraternal Home Office Underwriters Association is sure to become even more valuable, as fraternals – with their unique strengths and challenges – face the future.
A meeting for fraternal societies would encourage:
· Professionalism
· Respect for underwriters working in fraternal societies
· More fraternal underwriter participation in the IHOU meetings
· Camaraderie
· Networking
· Discussion of the special problems of fraternals
It seemed clear that such a gathering would advance the cause of fraternal underwriting. So, Sharon picked up the telephone and placed calls to several fraternal societies, asking if they would be interested in joining such a group. Having received considerable encouragement, she then wrote to all the fraternals, informing them a meeting would be held following the 1985 IHOU convention in Dallas, Texas, A total of twenty fraternal societies were represented at the first meeting.
In 1987, a small group consisting of Del Hoeffner, Jim Lee, Sharon Marble, Larry Martin, and a few others concluded that the group should become official, elect officers, and draw up by-laws. A list of five articles was developed, covering purpose, officers, membership, meeting and amendments.
The group started meeting for dinner on Wednesday evening. The official business meeting started with a breakfast on Thursday morning. In 1998, the Wednesday dinner was changed to a Wednesday lunch, with Wednesday evening open. The meeting reconvened Thursday morning lasting until noon. Our attempt to extend the meeting until 2:00 p.m. found many leaving at noon anyway, so the adjourning time was cut back again to noon.
The usual format of meetings of the Fraternal Home Office Underwriters is an informal question and answer period. Although we discuss important issues and facts of life underwriting, we avoid all activities, which could or might appear to violate antitrust laws. We avoid discussing pricing, ratings, or proposing any business actions regarding individual applicants for insurance. The purpose of our association, as stated in the by-laws, “is to stimulate the thinking and increase the knowledge of members, and not to formulate or recommend any underwriting procedures or practice.”
Notes of the discussion have been circulated each year, and in 1991, the first directory was printed and distributed.
The life insurance industry in general and fraternal societies in particular have taken many a turn since the FHOUA was founded. And no one doubts that changes will come at an even faster pace in the years to come. The existence of an organization like the Fraternal Home Office Underwriters Association is sure to become even more valuable, as fraternals – with their unique strengths and challenges – face the future.
Wednesday, April 28, 2010
FHOUA at AHOU Expo

FHOUA had a booth at the 2010 AHOU Expo in San Antonio. This was the first time that FHOUA was represented on "Education Row" at the Expo.
We plan on doing it again in 2011 when AHOU heads to Las Vegas.
Pictured left to right - Janet Palmer/FHOUA Vice President, Karen Paladino/FHOUA President, Kurt Vlach/FHOUA Secretary.
Tuesday, April 27, 2010
Fraternal Home Office Underwriters Association (FHOUA)
FHOUA President:
Janet Palmer
Catholic Aid Association
3499 Lexington Avenue N
St Paul, MN
Tel (651) 765-4128
Fax (651) 765-4138
jpalmer@catholicaid.org
Janet Palmer
Catholic Aid Association
3499 Lexington Avenue N
St Paul, MN
Tel (651) 765-4128
Fax (651) 765-4138
jpalmer@catholicaid.org
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